What does bankruptcy mean and should you file for it

What does bankruptcy mean and should you file for itWhat does bankruptcy mean and should you file for itI remember while I was growing up, I only really heard about bankruptcy when it came to celebrities like MC Hammer or big businesses like General Motors. I also thought that bankruptcy was something that you could never come back from and was a big admission of defeat and failure. People talked about it like the people who file were stupid and should be ridiculed. But as Ive gotten older, as with most things, Ive realized that its mora complicated and nuanced than that. Sometimes bankruptcy can be the best choice for some people.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreWhat Is Bankruptcy?Bankruptcy is a legal process for an individual, family, or corporation that finds themselves unable to pay off their debts. In this scenario, the person or entity can have some or all of their debt er ased.There are two different kinds of bankruptcy for individuals Chapter 7 and Chapter 13 (Chapter 11 is only for businesses). Chapter 7 is the simplest approach, also known as liquidation bankruptcy, that wipes out most of your unsecured debts such as leistungspunkt cards and medical bills without requiring a repayment plan. In this scenario, any asplatzsets of value will be sold to help pay back your debts. If you have no assets of large value, it is called a No Asset Case, and the courts will not sell your property. In 2016, 63 percent of bankruptcies were Chapter 7. To qualify, you must meet income requirements that show that you literally dont have enough money to pay back your debts.If you make too much money, meaning you have a consistent income and have anything left over after paying your required monthly costs, you have to file under Chapter 13. This is an option for people who are struggling to pay back their debts and are being harassed by creditors, not those who dont h ave the income to make any payments. Many people choose to file for Chapter 13 because it offers benefits such as catching up on missed mortgage payments without losing their home. Under Chapter 13, you have three to five years to resolve your debts.What Is the Process for Filing?Find a Good AttorneyYou should find an attorney to help you through this process. Make aya they are experienced in bankruptcies and familiar with bankruptcy law. Your state bar association should have directories with bankruptcy attorney information. There are also zugreifbar directories, such as the National Association of Consumer Bankruptcy Attorneys and the American Board of Certification, where you can find a qualified attorney.Conduct a Bankruptcy Counseling SessionThere are two mandatory credit counseling sessions that must be completed with a counseling agency that has been approved by the U.S. Justice Department. The first round of counseling happens before you file bankruptcy paperwork with the co urts. During that session, the counselor will review your budget and look at the pros and cons of bankruptcy, as well as proposing alternatives to bankruptcy.File for Bankruptcy With the CourtAfter completing counseling, you officially file with the court. At this point, the bankruptcy will appear on your credit report and creditors must stop attempting to collect on your debt. This is because bankruptcy invokes an automatic stay, which stops all legal activities the moment the bankruptcy is filed.Liquidation or RepaymentDepending on which type of bankruptcy you file, the next step may involve liquidating any assets of value to repay your creditors (Chapter 7) or repaying a portion of your debt (Chapter 13). If you have secured debts that you wish to keep, like a house or car, you will need to keep making payments on those debts. You must tell your attorney about any secured debts that you would like to keep after bankruptcy.Complete a Debtor Education CourseThis is the second round of required credit counseling sessions. You must complete this before discharge.Debt DischargeAt the end of this process, eligible debts will be discharged. This means that they will be wiped out and you will have no obligation to pay the creditors included in the bankruptcy.What Are the Limitations of Filing?Not everyone can file for bankruptcy. There are certain limitations in place. For example, you may not file if you obtained a discharge in a Chapter 7 case within the past eight years, or in a Chapter 13 case within the past six years. You may not file if a previous bankruptcy case was dismissed within the past 180 days because you violated a court order, you were determined to have engaged in fraudulent conduct, or you requested dismissal after a creditor requested relief from the automatic stay. There are also income and debt limitations.There are several types of debt that will not be erased if you file bankruptcyMost student loan debtCourt-ordered alimonyCourt-ordered chil d supportReaffirmed debtA federal tax lien for taxes owed to the U.S. governmentGovernment fines or penaltiesCourt fines and penaltiesSo if you have any of these debts, you cannot get rid of them through bankruptcy. Thats important to know before you go through the process.What Are the Benefits of Filing?Of course, the obvious benefit of filing for bankruptcy is having some or all of your debts erased. This would allow you to start from scratch, financially speaking, and hopefully make better decisions moving forward. It can also be helpful to have a clear way forward, even if you are required to pay back your debts through Chapter 13.What Are the Consequences of Filing?As with most big financial decisions, you must weigh both the pros and cons. After doing that, you have to see if the benefits of a decision are worth the negative consequences of it. And the answer to that question will be different for everyone. But heres what you need to know about the negatives of filing for bank ruptcyLoss of propertyIf you file for Chapter 7, your assets will be liquidated to pay back your debt. If you cannot afford to continue paying on secured debts like a house or a car, those would be sold to pay back the debt.Damaged relationshipsIf a family member or other loved one is a co-signer on any of the debt that you are trying to wipe, they might still be responsible for paying it back. If you are filing for bankruptcy and they arent, the responsibility could go to them. This could hurt your loved ones financial situation, and damage your relationship with them in the process.Damaged creditBankruptcies are considered negative information on your credit report, and can affect how future lenders view you. This may prompt creditors to deny you for credit or offer you higher interest rates and less favorable terms. Depending on the type of bankruptcy you file, the mark can appear on your credit report for up to a decade.When Should You File?Filing for bankruptcy is not a decisio n you should make lightly. And its not an easy solution to get out of a bad situation. However, like I said in the intro, sometimes bankruptcy is the right option.Bankruptcy might be right for you ifYoure being sued by creditorsIf creditors are taking legal action against you for debts you havent repaid, youre in a bad situation. Of course, if youre being sued for debts you can afford to pay back, you shouldnt file for bankruptcy you should pay back the debt or settle with the creditor. But if youre being sued for debts you couldnt possibly pay back, bankruptcy might be a good option for you.Youre at risk of foreclosureIf your other debts are making it so that youre unable to pay your mortgage and youre at risk of foreclosure, bankruptcy could be an option for you. You can request to keep your secured loans, like your mortgage, if you can afford to make the payments once your other debt is wiped out.Youre using loans to pay your bills If youre relying on things likepayday loansjust to get by everyday, you clearly are in a bad financial situation. Taking out loans to pay for your everyday expenses is a bad practice that will only keep you in a cycle of debt and overwhelm.Youre liquidating your retirement assets Liquidating your retirement accounts should be the absolute last thing that you do to get ahead. As Social Security becomes less reliable, saving for retirement is really the only way we can ensure that well be supported in our old age. If pulling from your retirement accounts is the only way you can think to afford your life or pay back your debts, it might be time to look into bankruptcy.What Are Your Other Options?For many, bankruptcy is not the right option. And it isnt always necessary to do. There are other avenues you can take to get control over your debt and manage your payments more successfully. This is especially true if your financial troubles are temporary and you can see a way out in the future.Talk to a Credit CounselorThis is an option t hat Ive recommended to clients in the past. Working with acredit counselorallows you to create a plan to pay down your debt and move forward. Credit counselors can sit down with you to look at your entire financial situation, create a budget, and even help you come up with adebt managementplan that helps you repay your debts. A debt management plan is when you and your creditors make an agreement for you to pay down your debts.Its important here to look for a nonprofit credit counseling organization that belongs to either theNational Foundation for Credit Counseling(NFCC) or theFinancial Counseling Association of America(FCAA).Get a Second or Part-Time JobOf course, this suggestion isnt easy and it wont be possible for everyone, but sometimes the solution is to bring in more income. Ive had plenty of clients who have cut every expense that they possibly could, and they could still barely break even. In that case, the only way forward is to bring in more income. Its the same when you r debt is overwhelming you and youre struggling to make a dent on it. If asking for a raise at work isnt an option, look into getting a side job. If you do this, make sure youre putting that income solely towards your debt payments. If you start spending the money somewhere else, youll still be stuck where you are.Negotiate with LendersDid you know that we have more power as customers than we think we do? In a Capitalist society, businesses need their customers in order to survive. Thats why we canvote with our dollars. Its true, then, that we can try to negotiate with our lenders when it comes to paying back debt. In fact, last week, someone in theMoney Circlegroup said that they tried to set up a payment plan with their doctor for a big bill and the doctors office forgave the whole amountIts certainly not a given that your debts would be reduced or forgiven, but it doesnt hurt to ask. Reach out to your lender and tell them about your current financial struggles. After for a reduce d amount to pay or a repayment plan that you can afford. The worst they can say is no and youll just still be in the same situation youre already in. In the best case scenario, they will reduce or forgive your debt and youll be better offIf youre in a situation where you think that bankruptcy is right for you, its important to remember that youre not a failure. Go talk to a lawyer and see if this is the right decision. Ask for help so that you can get your life back on track.This articleoriginally appeared on Maggie Germano.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from jngste Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

10 female executives on how you can empower younger employees

10 female executives on how you can empower younger employees10 female executives on how you can empower younger employeesEven though the number of female executives reached an all-time high on the annual Fortune 500 list, the digits still leave much room for improvement. With just 32 women managing the top companies in the world, the journey to equality is still ripe with opportunity. To not only rise to a leadership position but to exceed in influencing younger generations of trailblazers, its important to approach the workplace and your career through the lens of female powerhouses who have already carved their own paths.In honor of Womens History Month - and in an effort to inspire mora women to negotiate their salaries, fight for the titles they deserve and own their much-deserved seat at the boardroom table - take some notes on how you can empower younger employeesBe ruthless - but kind.For Annie Cheung, the co-founder of Noon Home, Inc., success requires two very distinct - and different - qualities being ruthless, and yet, kind. Without empathy and effort, you never develop the resilience you need to keep chug along, no matter the setback. behauptung are the values that create an atmosphere of trust and collaboration, and thats key when youre working in an industry where you have to constantly innovate to survive. Dont build a workplace where your best talent is out for themselves. Build one where theyre constantly throwing new ideas into the ring, and feel supported doing it, Cheung adds.Dont beat yourself up over mistakes.Everyone from Sheryl Sandberg to Indra Nooyi not only have days when theyre off their A-game, but theyre willing to admit it. Its this quality that Shruti Gandhi Buckley, the global head of Hampton by Hilton, prescribes to younger generations of female employees.In fact, she says asking for help and owning when your shortcomings is a sign of strength - not weakness. When youre able to do this, you take ownership of your career and gain the ability to communicate your next steps Women are tough on themselves. Dont beat yourself up about a mistake or misstep, instead, learn from them. Use your mistakes as a tool for learning and development, she says. Make sure you know what you want and clearly articulate your needs in the workplace to ensure you are positioned for success.Trust your gut.While science might not be able to prove if its biology or a figment of our imagination, Sarah Frey, the founder of Tsamma Watermelon Juice, encourages entry-level females to tune-in to the whisper of their intuition. It may not be able to spit out reports, predict business trends or manage your finances, but it can be a powerful tool when you trust it. I have found that 9 times out of 10 that truly listening to your gut and believing in yourself, even when theres a little risk involved, will lead to amazing thingsand those are good odds, she explains.Just try it.For the chief marketing officer at ClassPass, Joanna Lord, t he best approach to getting started as a leader is, well, just that taking the step, the leap, the offer, the whatever. The most empowering words a female mentor ever gave me was just go and I pass it on any chance I get, she explains. Just try it. Take the job. Make the leap. Dont overthink it. Dont second guess yourself. Trust that you are were brought to this moment for a reason and that you have what it takes because you were and you do.Surround yourself with interesting women.And not only in your own industry, but in others that evoke your creative flow, too. The owner and creative director at the Rose Gold Collective Sarah Sebastian, says your tribe is everything, and more you work together - instead of against one another - the happier youll be in your career. Having a mindset of collaboration will help reshape the workplace and support more women executives, she shares. We can learn so much from women in other industries that can provide universal creative solutions.Your a ge has nothing to do with your ability.When Meryl Draper, the CEO and co-founder of Quirk Creative started her company she was only 24 years old. At the time, she was worried her clients would think she was too junior to lead an ad agency. After she removed that limiting belief, she actually found the opposite. Instead, she realized actions and talent spoke much louder than the date on her birth certificate, and applied that knowledge to many facets of her business. Its the advice shed give to all hiring managers I dont care how old you are or how many years of experience you have, only that youre confident you can get the job done.Always be adaptable.Once you reach the manager level, finding your footing is often a foreign experience. Even if you excel in your skills, the process of teaching others to hone their individual talents and guide their working style takes practice, according to the chief product officer at HelloFresh, Stacy Gordon. Embrace an adaptable leadership style t o better understand and meet the individual needs of your team. There may be some team members that do their best work independently and you shouldnt micromanage or opposite, while with others you may need to provide more hands-on support, she explains.Take learning into your own hands.For the CEO of Three Girls Media, Erika Taylor Montgomery, sitting still was never an option. In fact, she credits her success to her self-motivated commitment to learning, right from the start. When I was coming up in my two careers I had to seek out mentors, ask my supervisors unending questions and read everything I could to expand my knowledge. Without being so proactive I would not have advanced in my careers and ultimately wouldnt have been able to start my own marketing business, she shared. Even if you dont have entrepreneurial goals (just yet, anyway), you can apply this mindset to fully immersing yourself in your industry to strengthen your skill set and expand your network.Be willing to neg otiate.Even if you prefer to be behind the scenes instead of center stage - when it comes to your career, your title, your salary, the managing mann an ihrer seite and co-leader of Witt/Kieffers Healthcare practice, Donna Padilla says its up to you to shine. After all, if you dont stand up for what you deserve, youll never earn it. It is to the benefit of the individual woman and the entire company when a female leader is a strong negotiator. If you have the skills to negotiate successfully for yourself, you will also be able to advocate well for the company that you lead, she says.Dont be in a hurry to find success.Though instant gratification is an enticing pipe dream, its one that wont fulfill you quite as much as all of the grit and hard work thats actually required for success. As Kylie Carlson, the CEO of the Academy of Wedding and Event Planning reminds, no businesses - or careers - are built overnight. Remember it is a marathon and not a sprint and the chance of instant s uccess is unlikely, so slow and steady does it. Be ready to work harder than youve ever worked before. And remember failure can be your best friend. Some of my best successes have come on the heels of failure, so learn from it, dust yourself off and carry on, she shares.

How to Work Remotely, and Successfully

How to Work Remotely, and SuccessfullyHow to Work Remotely, and SuccessfullyWorking from home may sound like a dream-come-true for some, but its not all about relaxation. Are you up for the challenge of staying on-task while away from office? Before hitting that apply button, its always best to compare a companys offered benefits against your own set of job-happiness requirements.For example, if having the ability to work from home has moved up from a wouldnt-that-be nice perk to a total necessity, then congratulations - youre joining many like-minded professionals.As VP of People at Trello, Ive landseen this growing trend firsthand. Trello is currently 44 employees, with 22 in our New York City headquarters and 22 working remotely around the world. On average, were hiring two to three new employees per month at an equal HQ-to-remote ratio.But were not the only company whos become plugged into this new remote-friendly culture. And its not just in tech across all industries, talent d ecision-makers are realizing that in order to attract and acquire top prospective employees, you need to cast a wider net.From the recent college graduate to the candidate with 20+ years experience, employees (and companies) are seeing the benefits of being able to work from home. Home, by the way, can even mean renting a house in Key West for a month to escape a soul-crushing winter. Why not? If work is getting done, lets allow our employees to be as happy as possible.Working from home, however, requires a different skillset and work ethic than working in-house. A productive in-office employee might not be as productive at home, or vice versa. A magical employee who is productive regardless of location does exist, but not everyone may be as adaptable.How can you utilize this perk? What does it take to be a successful remote employee? I asked some of the best ones I know, my remote coworkers. They quickly and energetically provided me with some invaluable tips useful for anyone deba ting whether or not remote employment is right for them.Establish a routineSticking to a schedule is key. If you normally arrive at the office by 8 a.m., then start your remote day by 8 a.m. Be sure to take a proper lunch break. Go for a ten-minute afternoon walk. End your work day when you would normally leave the office.Doing this gives your work days the structure necessary to perform effectively. Nighttime plans or a post-workday reward routine will also help keep you focused during the day and on-schedule.Keep consistent hours if possible, and have some kind of presence indicator (in your companys chat, for example) so that people can see youre available. People cant physically see you, so they need another way to know that youre ready for work. If your schedule varies, make your schedule, presence, and interruptibility as visible, accessible and known as possible to your colleagues. (They need to be aware of when they can bug you about random things)Be conscious of when youre fruchtwein productive, and divide tasks appropriately. If your work requires you to be heads down, perhaps shoot for afternoon meetings and do heavy lifting in the mornings.Your routine sets the tone for the day. If chat or emails lead you down a rabbit hole of wasting time, try avoiding checking emails too much, at least until the afternoon. Set up a routine that works best for you.Limit distractionsA dedicated work area really helps to separate work and home life, and lessens the inevitable distractions that working remotely can cause.Having a private space with a door that closes is a must.Make your surroundings inspiring for you You spend more time in your home office than anywhere else, so create a positive environment.You can occasionally take a laptop into other areas outside of your dedicated work space, but have that be the exception, not the norm.Boundaries need to be established if others will also be home while you work. Figure out the most respectful way to interrupt ea ch other. For some text message works best, for others its G-chat.Over-communicate keep connectedSchedule frequent one-on-ones or check-ins with people who are supposed to know what youre working on. Use video calls for this.Also,chat with your co-workers It can sometimes feel lonely working remotely, especially if youve never done it before. Whether its discussing your latest project or just talking about last nights Game of Thrones, chatting with your coworkers will make you feel like youre connected.Be an effective, thorough and reliable communicator. Dont send vague emails or chat messages about your project. Dont disappear for 15 minutes from a chat conversation that youre having. You no longer have the ease of walking over to talk to your coworker, so be clear in what youre saying and asking.Its helpful to replicate some office chat that doesnt happen otherwise. Follow coworkers on social media to remind yourself that you work with real humans and not just chat avatars.Over-c ommunicate You may have to work a touch harder to keep an emotional pulse on whats going on with each member of the team, but its crucial to have regular virtual meetings with everyone to ensure youre all headed in the saatkorn direction. Also, dont assume you know the intended tone of someones email or chat post. If it SEEMS hostile or weird, get on a video call with them as soon as possible.Have an easy-to-use video chat with screen share that you can get to quickly (e.g. appear.in ). Own a chatroom that you can easily link to the chat. Invest in a good, dependable platform. You use it every day its worth it.Stay alert activeGet dressed like you would if you were going out for the day. A common pitfall of remote employees is the whole, Hey, I can work in my pajamas from under my covers After the novelty wears off, however, you can fall into a rut. Dressing as though youre going into the office can really give you a boost.Exercise before, during or after work is also beneficial fo r mental and physical health, as well as keeping focused at work. You may want to consider a treadmill desk to make up for the fact that youre not walking to work or lunch anymore.And dont be intimidated its perfectly fine to goof off with coworkers for a few minutes on video chat. Trust me, youre doing this less than on-site employees, and time spent goofing off with other employees is not really time wasted.Youre going to be smiling and laughing less at work as a result of being alone, and spending less time around your coworkers. Do something to make yourself laugh. Listen to comedy albums, or take short comedy clip breaks.Deliver consistent resultsWhen you work remotely, your focus has to be on getting things done that are visible to others in the company. This should be the case for on-site employees as well.But keep in mind, when you work in an office, sometimes you can get away with just being visible, and not necessarily making your work visible or conveying daily progress. With remote work, the need to consistently deliver results is even higher, because nobody sees you every day and they cant see you actually working.So next time you read that remote-friendly job description, do an honest assessment of yourself and the skills needed to get the job done. If the above makes you think, Yeah, I can do that, then go for it Book that house in Key West and live the remote dream

Ad Agency Names Have Undergone a Transformation

Ad Agency Names Have Undergone a TransformationAd Agency Names Have Undergone a TransformationIts surprising to think that in an industry that makes its bread and butter with creativity and originality, advertising agencies are home to some of the most boring company names on the planet. Its fair to say that only law firms rival this completely uninspired approach to naming. Its been said that self-promotion is one of the hardest things for any agency to do and do well, and that is clearly evidenced by the bland and banal name choices being made. The formula, at least for the last 60 to 70 years, appears to be founder surname 1 founder surname 2 agency name.This is modified to become a laundry list of partners as they join the company, or are promoted. The Biggest Players Have The Most Boring Names Take a look at the top 25 advertising agencies around the worldin 2016, listed by revenue. These are the big-name ad agencies with blue-chip clients. WPP Group, LondonOmnicom Group, NY CityPublicis Groupe S.A., ParisInterpublic Group of Cos., NY CityDentsu, TokyoAccentures Accenture Interactive, New YorkPwCs PwC Digital Services, New YorkIBM Corp.s IBM iX, Armonk, New YorkDeloittes Deloitte Digital, New YorkHavas, FranceHakuhodo DY Holdings TokyoAlliance Data Systems Corp.s Epsilon, TexasBlueFocus Communication Group, BeijingMDC Partners, New YorkDJE Holdings, ChicagoAcxiom Corp., ArkansasCheil Worldwide, South KoreaExperians Experian Marketing Services, New York Advantage Solutions Advantage Marketing Partners, CaliforniaMC Group, BerlinEngine Group, LondonAsatsu-DK, TokyoFreeman, TexasAcostas Mosaic, TexasAimia, Canada And here is a list of other agencies that make big money, year after year Havas Suresnes, FranceAegis Group, LondonSapient Cambridge, MassachusettsaQuantive, SeattleAspen Marketing Services, West Chicago, IllinoisCheil Communications, SeoulMonster Worldwide, NY CityWB Doner Company Southfield, MichiganCossette Communication Group, Quebec CityR ichards Group, DallasBartle Bogle Hegarty, LondonMC Saatchi, LondonChime Communications PLC, LondonMerkle Lanham, MarylandWeidenKennedy Portland, OregonRPA, Santa MonicaCramer-Krasselt, ChicagoTBWA Worldwide, New YorkJ. Walter Thompson, New York Wunderman, New YorkYR, New YorkWeber Chandwick, New YorkEdelman, Chicago leise awake? Congratulations. To anyone other than shareholders in these firms, the names are about as memorable and exciting as a cold bowl of porridge. With one exception (Engine Group), Its just a laundry list of boring acronyms, dull suffixes and blatant attempts to raise the egos of the founders.An agency as creative as Bartle Bogle Hegarty, for instance, may elend get very far today with such an average and forgettable moniker. In fact, for an agency that used to have words are a barrier to communication as its screensaver, it sure did put a lot of them in the company name. Wouldnt something more creative, and short, have been better? Something that illustrated th e creative nature of the agency, which is very creative. But it seems to have been the case, in the sixties, seventies, eighties, and nineties, for agencies to go with the standard names above the door approach. Even the best agencies ever to grace the industry, including Doyle DaneBernbach,Ogilvy Mather, and TBWA, all suffered from I want to be famous syndrome. This is a classic example of ego trumping the greater good. In any situation where names make up the title of an agency or business, its inevitable that someone will leave and someone else will join, or get promoted. Its why you end up with ridiculous agency names like AMVBBDO. Seriously, thats just a meaningless jumble of letters to most people. If you have a more conceptual name, none of that matters. And modern agencies know this all too well. That welches Then. This is Now. (Thankfully.) More and more agencies are starting to come around to a more creative way of thinking.Solid, memorable and creative agency names that currently populate the industry include 72 And SunnyStrawberry FrogTaxiWexley School for GirlsBig SpaceshipThe BankPocket HerculesKids Love JetlagOmeletDavid GoliathWalrusMotherMoosylvaniaCreatureBlammo WorldwideThe Glue SocietyFarmBonehookCatapultHugeMosaicOrganicZenithCactusCritical Mass The difference between the two lists is night and day. While one, the former, looks more at home at a boring fundraiser for lawyers, the other is an exciting collection of agencies that conjure a story beyond the name. Take Blammo Worldwide as a prime example. They clearly have a sense of humor, an easy-going approach, but also relate that theyll have an impact. Imagine if they had instead gone with the surnames of the four major players in the agency McNab, Gee, Simon, and Emslie. Would that even have garnered a second look? Perhaps in their day, clients wanted a sense of structure and a solid foundation from their ad agencies, and so name soup was a good choice to attract clientele. Its w orth noting that one of the most creative agencies that have ever existed, Doyle Dane Bernbach, was name soup. These days, it seems that the new kids on the block are looking at things a little differently. Sure, theyre not in the top 25, and probably never will be considering the considerable size, history, and billings of their much higher paid competitors. But with agencies like Mother and Taxi making big waves, they should not be surprised to see themselves nipping at the heels of the big boys. So, in the interests of keeping this industry fresh and proving it rather than saying it, heres a challenge to 24 of those 25 top agencies rename yourself. It doesnt have to take a long time, or even mean anything. Choose a random word or phrase heres a list to help you out AFTERSHOCK, VOLCANO, BLITZ, WHALE, ALLIGATOR, PHANTOM, CHARADE, BLINKER, CYCLE, STATION, HACKSAW, DRONE, ARRIVAL, GOLD, JUGGLER, PLUG, SCREWDRIVER, YELL, COAL, AIRPORT, CELLAR, TENT, CROWN, ZEBRA, SPONGE, SODA, BOUNDA RY, CREAM, RIVER, BOOKWORM, MINT, PORTER, CHERRY, FRICTION, HEAT, GRENADE, and ATLAS.

Ideas, Formulas and Shortcuts for Sample Resume Templates

Ideas, Formulas and Shortcuts for Sample Resume Templates The skills section should consist of information regarding your competencies and abilities. When youve reviewed resumes in your field, peruse resumes across fields to learn how to vary the usage of action verbs and receive a feel for what makes an effective accomplishment statement. You also have to be ready to present personal information that isnt typically required in america or other nations, including your racial background, your age, and your marital status. Its possible for you to incorporate the information regarding the teaching licenses and certifications in another section. Offers sample resumes provides completely free help craft your odds of application engineer. Writing a strong application is a challenging procedure and we would like to make it simpler. Infact, samples of Chronological Resume Templates can function as it is to finish a resume which may be further employed for job application purposes. It gives you improve their resume schablone is someone who achieves results. Yes, their skills can be tested readily, or so the employer doesnt need to depend on the candidates accolades. The challenge of being a true student searching for a job tends to be a deficiency of earlier job experience. The very first thing you ought to do is make sure a possible employer knows whose resume theyre taking a look at Many prospective employers need to make certain that as soon as you come to a country youre outgoing, independent, and can discover your own way. Rumors, Lies and Sample Resume Templates Read resume articles focused on specific elements of job searching and the way to use your resume. In truth, its a good idea to ask references what they would tell a prospective employer about you so youll know beforehand. Below, you will locate a list of resume examples that could aid you with your work search. The very last thing you would like to do is receive a job which you cant do. The Hidden Truth About Sample Resume Templates Our assortment of great looking resume samples can help to make things much less difficult for you. If you prefer your resume to not be dismissed, then watch out for the precise approach to devise the resume and employ some superior sample resume templates. Below you will discover a number of sample resumes that you may use as you begin to craft your own. The samples are targeted at a number of job roles and in our opinion are a few of the best resume templates on the world wide web. Using our resume builder is just one of the very best ways to make sure your resume appears as professional as youre in the workplace. If you wish to impress the employer, then it is necessary you need to give him something memorable. Employers wish to observe a history of success demonstrated on your resume they also wish to find your successes are related to them. Be certain to include quantifiable information to actually drive home how valuable you can be to a prospective employer. Knowing the advantages of utilizing our resume and CV maker is a means for you to stick out against other applicants while plus-rechnenally outshining others who want to know more about the identical position or field as you. Using our resume and CV creators today is a means for you to break in the work world no matter your experience The content of the resume ought to be relevant to the industry of education and concentrate on the post that youre applying for. The Fight Against Sample Resume Templates Your resume or CV ought to be reviewed by means of a minimum of 3 individuals before its submitted to an employer or graduate program. You may find it most helpful to decide on a sample resume that matches your existing experiences and is tailored to the sort of position you may be seeking. In countries beyond the U.S. it is normal to hear the expression CV rather than resume. Below are sample resumes from a selection of majors. Longer ap pointments are available if you want more help. Writing to employers is very important in the way the employer views you as a possible candidate. It is crucial to draft a great Education Resume which will aid you to receive a dream job. Have a look at our samples to get a better idea about what makes a good customer service resume and discover out what it requires to land your dream job. In constructing your profile, be certain to include your private brand message your value proposition, strengths, and assets in addition to the position youre targeting, in order to dont need to incorporate an objective also. Rather, its your professional brand. You never begin an advertising campaign without knowing who you wish to attain. When choosing to use our resume maker, there are various categories to select from while browsing templates and styles for the sort of position youre trying to land. If you need assistance figuring out the best way to do so, have a look at our office wor ker resume samples and expert writing tips. When you format your resume you need to make certain your leave enough margin space to permit for printing. There are in reality plenty of templates that you could pick from. The New Fuss About Sample Resume Templates Knowing the distinction between a resume and programs vitae is much more crucial before deciding upon a template. Just make sure, whichever format you select, which youre targeting it for the job that youre applying to. Creating your resume is essential. The absolute most efficient format for your resume is dependent on what youve done and what it is that you are attempting to do. Possessing a comprehension of the benefits of working with a resume maker is not merely a means to conserve time, but its also a means to boost confidence and your abilities when moving forward in the work world. If youre asking for work in a creative field, you could be seeking a template which has a little more flair. Understanding how to tailor your resume will obviously provide you an advantage. Writing a resume for employment in the art industry can be difficult.

The Basics of What Are 10 Rules for Writing a Professional Resume You Will be Able to Learn From Beginning Today

The Basics of What Are 10 Rules for Writing a Professional Resume You Will be Able to Learn From Beginning Today The End of What Are 10 Rules for Writing a Professional Resume If your resume orcover letter doesnt contain certain keywords related the to the job for instance, its possible that nobody could possibly see your resume. If you wish to be a web designer, for instance, then create your portfolio for a site. A resume template is also helpful if you dont understand how to structure your info in a means thats pleasing to the eye. The typeface you select for your resume is vital. The Basics of What Are 10 Rules for Writing a Professional Resume You have to tailor each resume for each and every position that youre applying for. Then ask yourself whether youve written the point in a means thats compelling to an employer whos hoping to fill that specific job. As an overall guideline, a resume should include a single page for every 10 decades of work experience. If you at tach an image then it must be an expert head shot The expert experience or employment history section is among a couple vital sections employers will appear at to decide whether you may be a fantastic fit. As youre spending time updating your resume, you also need to take a couple of minutes to ensure that your LinkedIn profile is powerful and accurate. Understanding how to format your resume and what information to include is an excellent way to make yourself stick out from different candidates and lucky for you, weve got all you need to compose the best resume ever. A chronological resume is ideal for most job seekers applying to a brand-new position in their present field. For example, a hiring manager for a construction company might be more interested in how much you are able to lift, how reliable youre, and whether its possible for you to learn new skills quickly. Unless youre in an extremely creative field, a resume like thats not going to earn a positive impression w ith the majority of employers. There are lots of ways you might decide to display your professional history based on the job for which youre applying and your degree of experience. What to Expect From What Are 10 Rules for Writing a Professional Resume? Professional resume template a highly effective instrument, which isnt only enable you to structure all the data, but might help to raise your odds to be selected in a special resume pile. If your resume will be screened by means of an applicant tracking system, and you need two or more pages to achieve that degree of detail, go right ahead and compose a longer resume. Do not be hesitant to use simply the latest resume 2018 templates and boost your odds to find a new job What Does What Are 10 Rules for Writing a Professional Resume Mean? Be especially careful if you employ a resume writer. With our custom made essay offer, you can be guaranteed to get any sort of essay help you are searching for. You are also able to get a feeling of the internal language used within a specific industry or company. Keeping a master resume with your work history and all of your accomplishments is critical. Things You Should Know About What Are 10 Rules for Writing a Professional Resume Writing a resume can be tough, but it doesnt need to be scary especially once you recognize just what to include to create employers notice you. Writing a resume 2016 isnt a science. As you get a great possiblity to incorporate the most important and worthless info to your resume. Even if your work experience is ideal, a subpar resume could sink your odds of getting a work interview. As if attempting to locate a job was not hard enough by itself, youve also got to compose a resume thats so good it makes employer realize that youre the ideal person for the job. Your resume will want to stand out when you wish to get called in for an interview.

The Fundamentals of Resume Job Revealed

The Fundamentals of Resume Job Revealed It is critical to make sure the resume you will create is perfect and offer full info for what employer is searching for. The subsequent professional resume template is appropriate for professional bankers, and its precisely what you require. The very first command employs the Workflow keyword to make the WFProcess workflow. It gets the jobs in the current session. Creating a Google account is completely free and takes just a couple of seconds. Your contact information is only going to be shared when you decide to respond to an employer. The site also provides essential strategies and guides to make Resume more attractive and potent. The site also provide you to search vacancies that fulfills your abilities. Employers do background checks and could request transcripts also. Its possible to list more than 1 phone number, but make certain you merely list numbers that you frequently check. The contact number you list should be the one which you use most. The Honest to Goodness Truth on Resume Job The Interactive Resume Builder will make it simple for you to earn documentation for your job assignments together with your abilities and training to produce a professionally looking html file. With thousands of templates, youre surely bound to come across the one which fits your needs in your job program, school program, business application and far more. For first-time users, theres a guide that produces the practice of producing resumes and cover letters easier. Many formats and designs to select from, Resume Now-Resume builder is the very best drehort to earn job winning resumes. Resume Job - Is it a Scam? The employer has to be in a position to find everything they will need to understand almost instantly. The information that you include ought to be about the name of the institution youve acquired the degree from, the level, the major, and the year it was awarded and you may also speak about your GPA if it s high and is well worth mentioning. Give information regarding your job that will help you enter a very good graduate program at a college or university. Have a look at our article on how best to put education on a resume. Though a possible employer will most likely leave a message, some can not. As an issue of fact, on an average, the majority of the recruiters do not start looking for over 6 seconds at a resume. You need to have a well-written resume if youre serious about landing a pharmacy technician job. The work search may be a lengthy process just examine the statistics below Dressing for a work interview is imperative to making that excellent first impression. In the work interview, youll be evaluated on what youre wearing as much as what it is youre saying. When youre searching for a job one of the most significant points to consider is the way potential employers will contact you. If a partie is interested in speaking to you about work, dont make them wait. Ther e are an assortment of methods to go about resume creation, but ultimately building your resume will ultimately be your decision. When deciding what information to include, it is extremely important to make certain everything on the page is connected to the job youre trying to get. You should first pick a template, which look very professional with a dash of color. At the end, you are in possession of a strong, basic resume prepared to go. Ruthless Resume Job Strategies Exploited Build a constructive and information-rich resume and you are going to be developing a new career in no moment. Building a resume isnt a task you may leave up to chance. With a Indeed Resume you are able to make your abilities and experience visible to employers and provide them an effortless method to get in touch with you about relevant jobs.

Lighting Up the Statistics

Lighting Up the Statistics Lighting Up the Statistics Lighting Up the StatisticsE-cigarettes have become an item some turn to when they want to stop smoking traditional cigarettes, while some even take them up instead of the traditional cigarette from the very beginning. As its users have grown worldwide, a team that includes the Rochester Institute of Technology is testing the effects of e-cigarettes, with particular attention given to the flavoring.Prof. Risa Robinson, head of the mechanical engineering program at the school and director of the Respiratory Technologies Laboratory, has been studying e-cigarettes for years, with her initial research including article deposition in the respiratory tract. There are a decent amount of potential factors with e-cigarettes, but two that arent considered enough are the coiling and that the flavoring might make people use e-cigarettes more often. An e-cigarette works through a heating coil and in a liquid format there is the nicotine. They t ake a puff and bring liquid into an atomization chamber and a chamber has a heating coil and that process aerosolizes the liquid into a small droplet. The droplet is suspended in air. And thats what is inhaled.One of the monitors for their analysis is an orifice plate with a technique to measure flow rate. The plate is a flow channel that has an abrupt constriction in the flow, she says. Because of that, it has a pressure drop and can derive empirically a relationship between flowing rate and that measure and that pressure drop. If you have a couple of pressure sensors in there you can measure the pressure drop across that orifice plate and have to calibrate it to associate with the actual pressure drop. We can essentially measure flow rate. There is a data logger so we know how many puffs, how long a puff lasted, and when they took the puff. With integral calculus, we can figure out total cumulative amount inhaled.Prof. Risa Robinson uses e-cigarettes with built-in internal sensors to determine the total exposure a smoker would have under different scenarios. Image A. Sue Weisler / RITThey are looking at the impact of cigarette design itself on emissions, some having multiple coils, for example. They also have different aspects to their atomizer, she says. We want to know how much nicotine they are getting in a week compared to regular, conventional cigarettes. If they use this one flavor for a couple of weeks, does their usage increase or decrease? Were looking at emissions and whats in the emissions.They even can do a mechanical puffing of the cigarette and can see through this what kind of carcinogens and toxins are present, she says.Their hypotheses when it comes to flavor? One studys conclusion was that flavor will impact usage behavior from cumulative exposure, another studys is that certain flavors will create more toxic emissions than others, she says.Just because it may not be harmful to use this flavoring in a cookie doesnt mean it works the same wa y for e-cigarettes. Its going into your body in a different way, she says. Some studies have shown when running flavorings over coils that there are toxins produced that are harmful for human cells. We dont have information now on which flavorings are more harmful, she says.Robinson has been pushed by a search for truth. What people sometimes dont think about is they can possibly end up with huge potential problems down the road by not considering whats going in their body, she says. Its our job to search for answers to sometimes tough questions.Eric Butterman is an independent writer. For Further Discussion We want to know how much nicotine they are getting in a week compared to regular, conventional cigarettes. If they use this one flavor for a couple of weeks, does their usage increase or decrease?Prof. Risa Robinson, Rochester Institute of Technology

How to Write a Vacation Leave Letter

How to Write a Vacation Leave LetterHow to Write a Vacation Leave LetterNo matter how much you love your job and your coworkers, you will eventually need to take some time off work for a family vacation or a trip away with your partner. Notifying your employer in person and with a vacation leave letter ensures that everyone knows when your vacation starts and when it ends. Though some jobs only require that you speak with your manager, sending a vacation leave letter acts as a back up for you. Writing and sending a vacation leave letter lets you ensure that everyone who needs to know will know that youre heading off.Why Inform Your Employers with a Vacation Leave Letter?Informing your employer that you need time off with a vacation leave letter lets you get the time off that you need without making a bad impression. If you simply tell your manager that you need vacation time, you may come back and find that your clients and coworkers are unhappy. A vacation leave letter essentially l ets you cover all your bases, and it makes sure that everyone knows about your trip. While you can leave out details about who you travel with and where you go, your vacation leave letter should include some specific information.Vacation Leave Letter Samples Viewing a vacation leave letter sample like ours helps you see what information your employers want to see in one of these letters. In plus-rechnen to including your contact information and the name of your direct supervisor, you also need to includethe exact dates of your trip and the date of your returnany information you gave clients regarding your tripcoworkers you talked to who volunteered to handle your dutiesthe name of the person you initially informed of your trip before writing the vacation leave lettera way for your employer to contact you with any questions about your leaveGet Time Off with a Vacation Leave Letter Writing a vacation leave letter is the best and easiest way to take off when you plan a vacation. It s hows your employers that you are responsible and that you want to inform them of your plans in advance of your trip. Send your vacation leave letter several weeks or months before your trip and after alerting management to your plans. Look over our vacation leave letter sample and our resume builder to get help taking time off from work or applying for a new job. Related Articles How to Write an Effective Resume HeadingHow to Write an Entry Level ResumeHow to Write an Internship Letter of Recommendation

3 Life-Changing Career Lessons From Great Books - The Muse

3 Life-Changing Career Lessons From Great Books - The Muse 3 Life-Changing Career Lessons From Great Books A great book isn’t just a fun way to pass the time. The best books offer truths that you can carry into your life- and yes, into your work life, too. That’s because career lessons don’t have to come from business tomes or self-help titles. They can be found in anything from a thriller to a memoir, if you know where to look. And who better to recommend a few great reads (or listens!) than the folks who work every day to bring stories to life? We asked three Audible employees to share the books that taught them key lessons for their careers- and how they apply these insights every day. The Power of Pursuing Your Passion The books: Rowing the Atlantic: Lessons Learned on the Open Ocean by Roz Savage The Whip by Karen Kondazian Rage Against the Dying by Becky Masterman Chosen by: Beth Anderson, EVP and Publisher Why did you choose these books? These three audiobooks introduce the listener to three different women- actual and fictional- who defy popular expectations to achieve their own goals. By rowing solo across oceans, Roz Savage demonstrates the power of a woman in a battle against the elements and the limits of physical endurance. In the novel The Whip, Charley Parkhurst disregards societal norms of the 1800s by assuming the identity of a man in order to have the life and career she wants. Brigid Quinn in the thriller Rage Against the Dying faces down assumptions about both her age and her gender in her work as an FBI agent tracking down a killer. The message of all three is that if you are passionate about achieving a goal or pursuing a career, don’t let societal norms, popular expectations, or narrow-minded prejudices get in your way. What I like about all of these stories is that they all feature strong women who are getting the job done. Beth Anderson, EVP and Publisher How can you apply lessons from these books at work? Find your passion or your goal and pursue it. You may be lucky enough to have a support team around you as Roz Savage did. Or you may have to prove yourself before you find that support structure. What is your best advice for being a strong woman at work? Be smart; work hard; collaborate with colleagues; find satisfaction or even joy in what you’re doing. Backing Down Isn’t an Option The book: Nice Girls Don’t Get the Corner Office: Unconscious Mistakes Women Make That Sabotage Their Careers by Lois P. Frankel, PhD Chosen by: Kalpana Banerjee, Senior Director, Product Management Why did you choose this book? This book gives over 130 mistakes women could be making in our careers that could be sabotaging them, and tips for how we could be doing better. I liked many of the tips...but if I were to call one out, I would say “being overly concerned with offending others” was a good one. What did it teach you? If you hesitate to clearly express your point of view or back down from a conflict because you want to be liked or you don’t want to ruffle feathers or offend someone, you have not used an opportunity to express your true point of view. And if you do this often enough, you are sure to be overlooked for your opinion since you never have a differing point of view or challenge the status quo. Speak up for what you want and ask for the things that you need and that matter to you. Kalpana Banerjee, Senior Director, Product Management How do you use this advice when you face conflict at work? I personally have tried to bring in objectivity to a conflict. If someone acts offended by a legitimate request or concern that I have raised, then that does not mean I back down. Clearly it is a concern that bothered me, or else I would not have raised it, so I try to present it in a different vein. I try not to apologize for someone else’s bad reaction but go into problem-solving mode in an attempt to identify the real source of the disconnect so we can address it objectively. I can assure you that this is a continuous learning experience- I need to remind myself to do this daily. I encourage my team to challenge an opinion by offering a diverse point of view. This diverse thinking can only help the team collectively grow and expand our thinking towards better, creative outcomes. Find Strength in Your Authentic Voice The book: Bird by Bird: Some Instructions on Writing and Life by Anne Lamott Chosen by: Kari Niles, Senior Creative Director, Brand Why did you choose this book? Bird by Bird is a book about the author’s experience as a writer. The way Anne expresses it is using your authentic voice and really digging deep. I began my career in creative at a digital agency, when the internet was in its nascent stage. Most of the senior creatives were from a design background and were male. I am neither. As a writer, and as a female, in order to stand out and add value I had to be true to who I was and share my story. Not “personalize” the work necessarily, but feel confident that not only is my voice valid in the room, but it’s necessary. How did using your authentic voice help you in your career? Under-representation is often one of the biggest (and least recognized) challenges to marketing agencies; meaning, without female voices in the room, how do you market to women? I used my authentic voice to add value for clients, and that in turn was recognized by the agency management team. Being true to me got me ahead. What is your advice for people searching for their authentic voice? My authentic voice is not always right. In fact, it’s often wrong. I bet yours is, too. So in order to follow your gut and be true to your voice, you must be open to feedback. Above all, listen carefully to how your ideas and opinions are received. Read between the lines. Listen for the pauses and hiccups and quiet nodding heads. That will help you better understand what it is you’re putting forth in the world, its worth or lack thereof, its acceptance or resistance. Listening and being observant will help you navigate your own voice toward success. Kari Niles, Senior Creative Director, Brand What would you recommend someone do if they want to be more authentic at work? Empathy is under-rated in the workplace. If you want to bring “the whole you” to the workplace, if you want that to be recognized and acknowledged, you need to be ready to give that in return. Ask about others’ ideas, where they come from, what informs them. Care about what the heck gets them out of bed in the morning. Be a human, and others will give you permission to be a human, too.

On why your disagreeable employee is a strong hire

On why your disagreeable employee is a strong hire On why your disagreeable employee is a strong hire When you have an employee who questions your decisions, you can choose to see them as a negative grump, or you can follow the advice of famed organizational psychologist Adam Grant and generously reframe their perspective as one coming from a “disagreeable giver.”This is the recent advice Grant gave a reader named Fortuna about their question, “Do you think you should hire only or mainly people who are aligned with your purpose?”Grant’s response? Not every hire should be a skeptic about your mission, but it behooves you to hire some of them. “Hire too many people who are passionate about your mission, and you’ll end up more vulnerable to groupthink and tunnel vision, and more resistant to change. You get zealots and evangelists with blind faith in your purpose, who never question the side effects and unintended consequences,” he cautioned.Why being disagreeable at work is a good trait to haveGrant is suggesting that being disagreeable at work means that you are an ind ependent thinker who will not follow the status quo. Disagreeable employees are likely to be the employees who are going to spot problems before a people-pleaser will. They may be more willing to sacrifice likability with doing the right thing.“Every workplace needs at least a handful of people who aren’t committed to the organization’s mission. They’re the ones we can count on to anticipate the harm the mission might do- and take action to prevent it,” Grant wrote. He cited the tobacco company Philip Morris as a company that could have been helped by disagreeable givers helping the company make the pivot to a “smoke-free future” sooner.Why being disagreeable is still a riskOne word of caution before you start challenging your manager to a dual to show your commitment to integrity: there is still a risk of being seen as disagreeable. One reason why more employees are not disagreeable givers, even if their thoughts are one big question about the company’s mission, is that it can look good if your boss thinks about organizational psychology, but it can also backfire based on who you are. One 2012  study found that being disagreeable helped men get seen as a “tough negotiator” at work, while women who did the same behavior in the office were seen as “control freaks,” as lead author Timothy Judge, put it.Until the advantages of being disagreeable are distributed more fairly and are recognized by more open-minded managers, proceed with caution, disagreeable naysayers. The world is still catching up to the important value your criticisms bring to the meeting.

3 Company Research Strategies for Your Next Job Interview

3 Company Research Strategies for Your Next Job Interview 3 Company Research Strategies for Your Next Job Interview While some of the population loves research â€" after all, more than 10,000 monthly searches on Simply Hired are for research-based jobs â€" many of you don’t want to do research for a living. But when you have a looming interview, research is an important part of the process that you simply cannot skip. Unfortunately, the discomfort rarely ends with the research itself. You have to figure out what information is worth mentioning and what you can discard, and then you have to find a way to work a bunch of facts into the interview without sounding like a robot. Is an interviewer really going to be impressed that you know the company’s revenue last year, what year it was founded or that you can rattle off the names of each product the company offers? Probably not. So it’s up to you to distinguish what’s important and how to share it in your upcoming interview. Here are three things you need to research about a prospective company and how to use that information in a meaningful way. Company Information Start your research with the largest common denominator: the business itself. But instead of pulling up historical facts about the companys founding or its most recent company retreat, focus on how details about the company create a connection with your own interests and purpose. Question to Ask: How does the company help its customers? It might be easy to identify what products and services a company provides, but you need to dig deeper. How does the company help its customers? What value does it provide and what problem does it solve? For example, Simply Hired helps connect job seekers with jobs they love and employers with fantastic candidates. A technology company might create widgets that help other companies create faster widgets that are embedded in larger widgets down the road. Understanding how the larger picture works is far more insightful than listing off products and services. How to Use It: Align your purpose with the company’s purpose Based on the two examples above, use the research you find to align your purpose with the companys purpose. For example, as someone who has looked for a job and/or had to hire someone, you might understand how hard it can be and want to help others in the same situation by working at Simply Hired. Or you might want to be a part of the technology company because you’re someone who loves driving efficiency and you’re enthusiastic to work for a company that helps technology move faster and with more power. Question to Ask:  What is unique or interesting about the company? The answer here could be wide open, so be on the lookout for tidbits that jump out at you. For example, if the company has won several awards or achieved some sort of milestone it might be the result of a specific campaign or strategy that you could ask about. Or if a company offers perks like a Ping-Pong table or other onsite bonding opportunities it might reveal a personal interest on behalf of senior leadership or human resources. How to Use It: Express your interest in being a part of a unique company Use the companys achievements and notable information to show your interest in being unique. For example, you might want to contribute to a company that is becoming wildly successful as evidenced by the number of awards the company has won. You also might appreciate companies that make an effort to foster relationships between employees. If you find that a foundation of friendship helps your cross-functional performance, you might make a great cultural fit for the company with the Ping-Pong table. Job Information For the next phase of your research, carefully evaluate the job description to pick up on subtle details that you can use to your advantage in the interview. Question to Ask: What language does the job description use to talk about the job? Does the job description emphasize a list of required skills or the fun company culture? Does it ask for a degree in a specific field or any degree/equivalent experience? Evaluate how the job description lays out the opportunity and make a list of words that are repeated often. How to Use It: Use the same or similar terms as you talk about your experience Take these words as cues for what the company and hiring manager value. For example, emphasize your strict adherence to experience and education to a hiring manager who values it, but highlight your ability to work with teams and your transferable skills for other managers. Question to Ask: What jobs are related to this job? Consider the other jobs that have a relationship with this job. For example, as a copywriter you would work with editors, project managers and marketing consultants.  Make a list of the responsibilities and pain points that come with these related jobs. How to Use It: Consider the position from the perspective of these other job titles The purpose of the interview is to figure out your fit for the job. What better way to show your understanding than speaking to the perspective and needs of those who interact with this position? By touching on the interests of related titles, you can easily  navigate questions that come up in the interview. For example, if the interviewer asks about your weaknesses as a copywriter, you can address them within the context of how frustrating a writer’s bad grammar might be for the editor he or she works with. Then you can share trouble you have had with grammar and the steps you took to correct your weakness such as reading grammar books or taking a short grammar course. Interviewer Information Up to this point you’ve kept your attention on the company and the job at hand. However, the person you will be interviewing with is just as important as those first two factors. Who you interview with will decide the chemistry of the interview itself and provide deep insight into how the company operates. Question to Ask: Who will you interview with and what are their current titles? Understand as much about your interviewer as possible, including name, current title and photo. What was the career path the hiring manager took to get to where she is today? How long has she been with the company? No detail is too small. How to Use It: Adjust your use of jargon as needed Knowing who your interviewer is will help you tweak your interview answers for the right audience. For example, if you are interviewing for an engineering job, you’ll want to know if the human resources manager you’re interviewing with has a background in engineering. If they do, you may rely heavily on industry terms for those in your field. But if they do not, you’ll need to explain your experience more generally. The same goes for how you present your experience on your resume. If the interviewer has had several disparate roles or careers, she’ll likely value transferable skills. If she specialized in one specific job, she might value really getting to know how something works and driving results as the industry changes. Why waste your time on pointless research for your next job interview? Focus your efforts on digging up information that will help you communicate your fit for the position, and then present it in that light.

Stressing over the perfect Valentines Day plan Try this fun online quiz

Stressing over the perfect Valentine's Day plan Try this fun online quiz Stressing over the perfect Valentine's Day plan Try this fun online quiz Valentine’s Day is supposed to be one of the most romantic holidays of the year. But oftentimes, it can get bogged down by those pesky details - where are you going, and what are you doing? The pressure is on to come up with that ideal Valentine’s Day date, and all the stress can put a real damper on what’s supposed to be a perfect, romantic evening.That tension becomes even more stifling in a city with so many options. Do you want to see a movie, or go to a play? Is a museum visit the right mood, or a carriage ride? And most importantly, out of the bajillions of restaurants in your area, which one sets the ideal tone for your special someone?But never fear - the Internet is here to save the day! OpenTable has launched a new online tool called Matchmaker that helps you find a restaurant for your big night out, so you can focus on flowers and chocolates. Just answer a few questions, and your Valentine’s Day is basically planned for you.How it worksWhen you launch OpenTable†™s Matchmaker, the first screen includes a cuddly couple with a heart dangling above. But don’t be fooled - the tool isn’t just for lovebirds. Press “get started” and choose from three totally different options: “It’s a date,” “I’m bringing the family” and “celebrating with friends.”Next, Matchmaker gets into the practicalities. Are you looking for a cheaper option, or “going all out?” Do you want Italian, American, Japanese, French, vegetarian, seafood, Mexican or a steakhouse? What’s your vibe - quiet and cozy, formal and fancy, casual and low key or something else? For each category with a myriad of options, you can choose more than one and see what the matchmaker picks for you.Then, it’s time to schedule a date. Are you celebrating on Valentine’s Day proper? Or that weekend? It is a long weekend, after all, which means more time off to be romantic. Maybe you even want to make two reservations!Either way, once you’ve decided on all your param eters, it’s time to meet your match. Say hello to the restaurant of your Valentine’s Day dreams …… Or not.   When I first tried the tool, I happened to get a restaurant I’ve been to several times, that’s not among my favorites. Upon other tries, I was assigned to places that were far from my apartment, that seemed like a hassle to get to on such a busy evening.But hey! At least the choice is no longer in your hands. If you have the best dinner of your life and get lucky after, thank Mr. Matchmaker. And if the dinner’s a disaster, you can blame the robot - it won’t mind.Plus, at the end of the day, what really matters is the company you keep. So even if the meal isn’t right up your alley, hopefully, the person you share it with will be. And that’s definitely something worth celebrating.

4 things I learned about life in the workplace in China

4 things I learned about life in the workplace in China 4 things I learned about life in the workplace in China I moved to China in 2004 to work as an English and business teacher at a university in Tianjin, a coastal city near Beijing.I’d worked in education back in the U.S., first as a peer tutor in college and then as a research assistant in university. Compared to those jobs, however, work in Chinese education was much less formalized.Classes are often arranged in an ad-hoc fashion. One time I was asked to design a course for international trade majors, so I created a class on comparative economics almost overnight. My impression was that many Chinese-taught classes and even whole majors were sometimes thrown together the same way.I soon learned that Chinese people have a word for this behavior: chabuduo, which basically means “good enough.” In chabuduo, the focus is less on process and rules and more on the result. At times it works wonders. Other times it fails spectacularly.Here are some other things I learned about life in the workplace in China.There’s a culture of overworkCom panies often expect a lot from their workers. There is a “Confucian work ethic,” which is often compared to its Protestant counterpart. One aspect of that work ethic is what Chinese call  chi  ku  (literally “eating bitterness”), the act of persisting through hardship.  Chi  ku  is a valued way to earn respect - and possibly a promotion.Overtime work is one of most common forms of  chi  ku.  Many  employees work overtime for more take-home pay or for more promotion opportunities.But sometimes it can be too much for young Chinese workers. After  a spate of suicides  by Foxconn workers in Shenzhen’s “iPhone City” in 2010, many blamed the company’s overtime policy.Yet when the company imposed overtime limits,  many Foxconn workers were unhappy  that the limits could affect their income.Work efficiency and the social pressure to earn money quickly can also sometimes mean  sacrificing health and safety - another variation on  chi  ku.For instance, thousands of miners ca ught up in China’s gold rush contracted silicosis, a preventable but ultimately fatal lung disease. The mines did not protect the workers.In other cases, however, workers may not protect themselves.One friend who worked in EHS at a major pharmaceutical company told me that he struggled to get Chinese workers into safety gear.I remember his complaints whenever I walk by a construction site and see workers welding without goggles or grinding metal without masks.There’s still an old boys’ clubThe  Mad Men  ethos exists in some traditional sectors of the Chinese economy including real estate and banking. Male employees are often expected to smoke or drink with customers, while female employees may be asked to entertain with a night of drinking and karaoke.Women are further disadvantaged by hiring and promotion practices that often discriminate against unmarried women and mothers alike.My single female students tell me they dread the question “Are you married yet?” in job inter views. If they say no, the employer may reject them because they may get married and take maternity leave. If they say yes, the next question is “how many children do you have?”Scholar Leta Hong Fincher has explored these themes in  her well-received book Leftover Women. The title of the book comes from a derogatory Chinese term for unmarried women professionals in their thirties.There’s a focus on innovationShenzhen is known as  China’s Silicon Valley. A city of 12 million opposite Hong Kong, its population comes from across China and around the world.I’ve known Jared Psigoda, co-founder of Shenzhen-based  Reality Squared Games, since my earliest days in China.In a recent conversation, Psigoda told me that China - and Shenzhen - are poised to dominate mobile computing the way the U.S. dominated the desktop. There are a variety of mobile platforms where China is taking the lead, especially WeChat,  China’s current popular messaging app.“In the age of the mobile inter net, China is developing a lot of amazing products that far outclass those developed in the West,” he said.The tech industry is also one area in China that is more welcoming to women employees, which  â€œkeeps the work environment more healthy,”  Psigoda  said.Psigoda said that half of the staff at Livestar, one of his startups, is female, a trend which mirrors  tech giants like Hangzhou-based Alibaba.Chinese tech companies and their VC backers  are not immune  to sexism, of course, but compared to traditional industries, Chinese women in tech are more often rewarded for “holding up half the sky.”There are many superstitionsSuperstitions play a conspicuous role in the Chinese workplace. Salespeople often decorate their desks with cabbage sculptures, since the word for cabbage,  bai cai, sounds like making money. Among office plants, money trees and ferns are prized as symbols of good fortune.Luck cuts both ways, however. My employer recently banned all sharp-leafed succulent s from our office because they remind people of  po  cai  - suffering financial losses.Companies often pay a  feng shui  expert to survey a site location for a building or to rearrange the  feng shui  of an office. Bad financial performance and even workplace accidents will be blamed on “bad”  feng shui.I recently had the chance to facilitate some onsite training at a regional airline, where a group of Buddhist monks in saffron robes offered mystical guidance in the company’s business office.It may seem odd to see so many expressions of religion and magical thinking in the workplace. But when you’re eating bitterness to get ahead, a little divine intervention can make the hard work easier to swallow.

10 Companies with Highest-Paying Internships

10 Companies with Highest-Paying Internships 10 Companies with Highest-Paying Internships 5Gone are the days of unpaid internships and fetching coffee. A recent survey by Glassdoor discovered that some companies are shelling out big bucks for interns- to the tune of $7,000 per month. That’s why job seekers are no longer shunning the idea of interning and are applying for internships that pay a lot of money. The Glassdoor 25 Highest Paying Companies for Interns 2014 survey found that tech companies ruled the list, many of which are located in the San Francisco Bay area in California. In fact, 19 of the 25 highest-paying companies are located with the tech sector, while the remaining four companies are in the oil, gas, energy, and utilities sector. Here are the top 10 companies offering internships that pay top dollar- along with how much an intern can expect to earn on a monthly basis. The great news is that most of these 10 companies with the highest-paying internships are also flexible employers! If weve listed flexible and remote jobs with any of these companies in the past, weve linked to their company page so you can see what they have to offer. Palantir- $7,012 VMware- $6,966 Twitter- $6,791 LinkedIn- $6,230 Facebook- $6,213 Microsoft- $6,138 eBay- $6,126 ExxonMobil- $5,972 Google- $5,969 Apple- $5,723 Getting an internship can be beneficial to your career. It gives you real-life experience and insight into a potential new career field. And according to the Glassdoor list, it also can pay a handsome salary, too! Readers, are you considering an internship? Which of these companies with highest-paying internships would you most like to intern for?

How to Hire a Graphic Designer

How to Hire a Graphic Designer How to Hire a Graphic Designer “Unemployment rates are near an all-time low for graphic designers,” says Amy Mangan. As vice president and division director of The Creative Group in Atlanta, she’s been a firsthand witness to the rising need for design professionals. On the other side of the country, Karin Katselis, senior vice president for The Creative Group in San Francisco, has seen the same demand for graphic designers. “There aren’t enough of them to go around,” she says. Of course, this increased demand means many top candidates find jobs quickly and even field multiple offers. For candidates with hot skills, especially web and mobile experience, there’s no shortage of job opportunities - including with your rivals. “If you find the right graphic designer, you should act quickly and make a competitive offer,” Mangan advises. “Otherwise you risk losing the candidate and spending more time in the interview process.” So how do you hire a graphic designer in today's competitive environment? Define what you need While many designers have experience with a variety of projects - such as logos, page layouts and websites - many also specialize in one or another. Look carefully at your team’s needs. For example, if you need someone to create designs for a website or mobile app, try to find a designer with a background in user experience (UX). Likewise, if you’re looking for someone to create a logo, look for branding expertise. “Understanding the core of what you need this person to do on a day-to-day basis should drive the hiring process,” Mangan says. Versatility is also key, according to Eric DiChiara, vice president of The Creative Group in Boston. “You want designers who can take one design and roll it out to multiple pieces, from print and email to web and social,” he says. So be sure to include everything you need your new designer to do when writing the job description. If you put time and thought into this step and carefully consider the duties associated with the role, you increase your chances of finding the right candidate. Be as detailed as possible, but avoid too much jargon. To generate more interest in the position, provide additional information about your company culture and benefits. GET HIRING HELP! Seek the right skills Every designer should be well-versed in Adobe Creative Suite. These programs - primarily InDesign, Photoshop and Illustrator - are the gold standard of design software. Of course, don’t get so caught up in technical skills that you forget soft skills. In a recent TCG survey, 23 percent of advertising and marketing executives polled believe soft skills carry more weight than hard skills. Fifty-eight percent give both equal weight. Because graphic designers work with people in other departments and are often charged with presenting ideas to clients, it’s crucial that they have excellent teamwork and communication skills. “Look for a variety of characteristics and traits, including creativity, of course, and also and the ability to think strategically, take constructive criticism and interact well with people in and outside of the company,” Katselis says. You also need to carefully review candidates’ portfolios. Look for examples that are similar to the projects you want your new graphic designer to take on. Candidates should showcase past work from planning to conclusion, citing processes used and outcomes achieved, such as increased sales. “A few good designs in a portfolio doesn’t necessarily make for a strong graphic designer,” Katselis says. “Is the work on brand for the client? Does it convey the right message for the audience? These are vital aspects to analyze because you’ll need them to get it right for you and your clients, too.” Finding similarities between your company’s work and a designer’s past jobs can also be key to gaining favor with your top candidates. “Look for previous experience that gives you - and them - reason to think they will thrive in your work environment, such as experience with similar projects and workflows,” Katselis says. SEARCH JOB CANDIDATES Ask the right questions When you’ve narrowed down your pool of applicants based on their resumes and portfolios, it’s time to start conducting interviews. This is your best opportunity to get to know them better and determine if they will fit in well at your company. To make the most out of the interview, use a variety of question types. And try to arrange for other members of your team to talk to the candidates. They can provide valuable feedback and may help you become aware of any red flags. Katselis suggests a few general questions for getting the candidate warmed up: What are your sources of inspiration for your design work? How do you take constructive criticism? Are you comfortable collaborating with others that might be at a higher level than you, such as an art director or creative director? What elements do you look for in a creative brief? Also consider including questions about their preferred work environment to gauge if they’ll fit in with your company’s culture. DiChiara recommends asking the following: Describe the team you worked on previously: Was it large or small? Were you the only designer or did you report to a senior designer or art director? Did you handle design from concept through production or did you hand your design files off to a production artist to finalize? Finally, go through the applicant’s portfolio with them. Ask specific questions about the types of design work and programs they’ve used to help you confirm their hard skills. And you should also ask the designer to explain their involvement in a particular project. Try these questions: How big was the team for the project? What was your role? What were some of the challenges you faced during the design process? What was the final result of the project? Offer the right compensation Last but not least, you must be willing to pay competitive rates to secure top talent. For graphic designer roles, the national midpoint starting salary is $55,000. Depending on skills, experience and location, some candidates may expect $83,250 or more. Keep in mind that candidates with extensive experience or those with in-demand skills, such as UX and app design, may demand higher earnings. The Creative Group 2019 Salary Guide can help you determine starting salaries based on all of the above.   Today’s candidates look at more than just salary. If your company offers additional benefits, such as flexible work arrangements, gym memberships or extra vacation time, advertise those to your top prospects. They may tip the scales in your favor. Put it into practice The goal of hiring is to find a graphic designer who will make valuable contributions and become an integral part of your organization for years to come. By using our tips for how to hire a graphic designer, you can weed out the wrong candidates, edge out your competition for the right ones and find a great new employee. This post has been updated to reflect more current information.

A Master Resume Helps Target Multiple Roles

A Master Resume Helps Target Multiple Roles A Master Resume Helps Target Multiple Roles Here are five steps that can take your resume from confusion to focus.To avoid a dozen versions of your resume, consider a master resume like this month’s Does Your Resume Stink? contest winner.For personalized resume advice contact our experts directly, or if you’re feeling lucky, old resume tried to pull all of her talents together. She highlighted specific parts of her background, but then it was unclear exactly what type of job she wanted next.What positions was she targeting? This resume had organization but no focus.The best solution for Nancy was a master resume that worked. The new resume is a focused but flexible document that will serve different purposes. It has a different structure so that she can change it as needed. Every part of the resume is a place holder in an organized structure that visually separates the different types of information.Here are the five steps that took Nancy from confusion to focus:1. A “Headline” that immediately shouts out what she has to offer Nancy’s headline section, which defines what she can do and where she has worked, listed an obscure title, rarely recognized outside her industry: ”Productivity Consultant.”To avoid using such a diluted title, Nancy’s new master resume allows her to change the headline for every application.Text can be added, changed or deleted. But a specific, understandable headline is critical. It’s stronger than an “objective,” which is what you want, not who you are. If you don’t have anything here and just say “profile” or something generic, you are wasting an important opportunity to immediately say who you are.2. A table section for areas of expertise Another flexible part of her master resume is the areas of expertise section. Remember: A resume is written for three audiences - for a person to read it, a person to scan it and a computer to scan it.To meet all three needs, the areas of expertise section is set up as place holders. If “Event Planning” is not relevant for her next job (even though Nancy likes it), that field can be edited to include something else instead. This section gives a lot of flexibility in what is to be emphasized. Currently it is listed in alphabetical order, but it can be re-arranged to highlight different things.3. Use bold text to highlight specific wording The third flexible feature is the use of bold text. Based on the job Nancy is interested in, she can bold different sentences to draw the reader’s eye to specific accomplishments.4. Space for additional credentials.Nancy’s old resume did not indicate that she is an attorney with a master’s degree. By including that in the new resume, the reader immediately understands her education and credentials. These sections are configured so she can easily add to the information as she gets more credentials over the next few years.5. Keep track of changes you make to your master resumeStay up-to-date by having a process for how you rename the file. For exampl e you can have: Smith_Jane Master Resume Smith_Jane Bank of America Resume Nov 2009 Remember: The content determines the format and structure of a master resume â€" not the other way around.

What Everybody Dislikes About Sample Teacher Resume and Why

What Everybody Dislikes About Sample Teacher Resume and Why Sample Teacher Resume - the Conspiracy The 2 objectives above are good examples of compelling objective statements and can act as a template to help you in making your own teacher resume. Skills section should have a list of skills about the post you've applied for. With the bonus templates, you will have the ability to insert your information efficiently. In the event of experienced accounting teacher's resume, it ought to be more than two pages and give in depth information about the job experience. Perhaps while trying to find examples you noticed poor samples throughout the internet. If you don't have the perfect email address, you may look up the business's profile on Google, LinkedIn, the site, or related public platforms. There is an assortment of steps involved with sending a resume via email. Infographic resumes appear nice, but you also have to be concerned about applicant tracking system program. The U pside to Sample Teacher Resume Sample teacher resume is one particular resource to check into when applying for work in teaching. Otherwise, then you are able to pick from the teacher resume samples from down below. If you are now studying to be a teacher, your college will probably have many different sample resumes to assist you along. A sample teacher resume can help when you don't find out how to create an optimized resume to entice the best employers around. For example, if you're asking for an English teacher position, ability to carry out mathematical calculations very fast might not be necessary even if you're good at math. To be a teacher, you are going to require the appropriate mix of experience, knowledge, and education. If you're thinking about applying to be a teacher, then the very first step you will need is a resume to assist you. Sales is much like customer service as salespeople can be effective in an assortment of industries. Accounting and finance managers may wish to see your technical understanding. If you're attempting to acquire work in accounting or finance you require averystrong resume. Unique kinds of work in the food service industry require resumes with several of the exact same skills. It's also necessary to include a few responsibilities undertaken in the prior job. All recruiters are trying to discover the ideal candidate. With the economy the way it's, we are all aware that even applying for jobs isn't quick. Also show you're a well-rounded worker. If you're after a teaching job, include all appropriate experience. Understanding how to tailor your resume will obviously offer you an advantage. You should see that any experience linked to teaching are included in the prior sections in the resume. Previous work experience has a good effect and important role when applying for employment. The resume objective statement ought to take the format of a job-focused description of what you may promote the employer. Steer clear of any formatting in the resume email text If you would like your email to be read, it is wise to remove all of the formatting. Also make sure that your formatting is consistent for instance, lesson sure you use the identical style of bu llet plans throughout your resume, and the exact size resume for all your section headings. Also be sure that your formatting is consistent for instance, make certain you use the identical style of bullet points throughout your resume, and the exact same size font for all your section headings. Our resume builder will enable you to compile a document that won't only look good, but will also aid you to clearly demonstrate that you satisfy the expectations of the position your are applying to. By way of example, in some specific industries like modeling or acting it practice as it might be a requirement of the task to cast somebody to play a particular age. A superb sample resume that will allow you to build your resume with the most suitable direction. Don't turn into a shrieking shrew if you're not offered the job immediately. Where to Find Sample Teacher Resume Therefore don't get discouraged if the idea of embarking on a work search makes you wish to have a time-out. In o rder to acquire the best chances of landing your teacher job, you have to make sure you're making the best resume that you're able to. You can make certain you list things in a manner that puts the things they value the most at that start of each section so the reader will see the things that they need to see immediately as they scan each section. Use the search box to find precisely what you are seeking. The main reason why it's difficult to receive a teaching job isn't only as it is an honorable profession, but more importantly because school principals are almost always careful concerning the character, together with the teaching skills of the candidate to be employed. Individualize each resume to fit the particular job, along with the school. You didn't make a decision to be a teacher as you wished to turn into rich, you did it since you have passion for education. Even experienced teachers have to renew their licenses every certain number of years, and several enroll in s upplementary training or greater education programs to advance their career. Furthermore, you can learn more on the subject of education careers on Monster. Teaching jobs typically need specific degrees and certifications, so be certain to highlight your education. They usually require specific degrees and certifications, so be sure to highlight your education. Make certain that you get the info you're looking for. To begin your resume, organize the info you should comprise. So long as you include all the appropriate info, sometimes a different look can be what makes you stick out from the remaining applicants. It's possible to also incorporate info about any expert memberships that you possess in it.

Whos Discussing Resume Bio and Why You Need to Be Worried

Who's Discussing Resume Bio and Why You Need to Be Worried Things You Should Know About Resume Bio Make your opening catchy and interesting, which means you draw the reader in and they would like to find out more about you. Ensure that you locate information which will help you tell a story that many will love. A lot of people become stuck up while attempting to draft obituaries but writing an obituary doesn't have to be hard and not as perplexing our help. Pick the region in an individual's life that you are interested in getting the biography to revolve around. The Resume Bio Game Getting adequate time to compose an in depth sample lab report might not be easy for most students. As a result, in case you have a lab report example college that should be edited or proofread, don't hesitate to speak to us for assistance. In the same way, in case you have not mastered the perfect format to use while writing the report, the caliber of the report would be poor. An expert biograp hy template is meant to facilitate the practice of generating printed professional biographies especially for a person who would like to reach lots of people or institutions. A sample bio letter should contain info about various elements of your personal and expert career and can be adjusted based on the need. A book cover might have a very brief bio of the author with just enough info to indicate the writer is well-versed in their craft, and could consist of personal details like family dimensions or the geographic area in the place where they live. You don't have to go into details (or higher school). The very first biography is a short edition,'' which contains a mix of bullet points listing his credentials and a couple of short paragraphs. A simplified bio makes it simple for customers to identify just what the brand would like to get across. A lab report is a fundamental portion of any scientific experiment. A lot of people will quickly abandon a site to jump to the ne xt, so you must make certain that your whole site is not just engaging, but successfully portrays your personality. What better way to demonstrate how great you're then to provide a fast example of a single time you really shined. Uploading to our resume database requires you to make an account. Your very first draft will often contain some info you may probably leave out. You're totally free to incorporate some other vital info in your funeral program. List educational info, including colleges attended and any exceptional training. Some individuals may argue that being minimal is the thing to do for a bio. If you're unemployed and developing a bio as part of an on-line profile, you can list your prior role or your existing expertise. There are plenty of steps that you can take to craft a memorable bio for virtually any scenario. Every six months you ought to be revisiting your bio to find out what has changed and what other experience you've accrued. Whatever you think about my bio, I had a couple observations about the procedure that everyone can benefit from. There is but one place in Instagram where you are able to directly and actively link a site and that's in your bio. Technically, the reply is no. The use of the librarian has developed through the years and changed as technology has gotten more important. It's simpler to trust a bio that seems to have been written through an objective observer. You would like your bio to be something which travels across industries. Writing a biography is difficult and it should have an extremely thorough analysis of the individual. Biography templates are especially designed to guide the writer in thinking up an excellent piece. Musician biographies are deceptively hard to write. Then the remainder of the bio section can add additional information. A lengthy bio may be a complete page, and can go on your private site. A brief bio is all about a paragraph probably the very first paragraph of your long bio and can act as your default bio. A superior expert bio is therefore considerably more than a resume. Both occupations can increase a site's traffic, but the reader may be searching for a specific skill setSEO, blogging, or something different. Since the site field is a popular commodity, some Instagram accounts use it in order to direct you to their most recent service offering. On your own site, you can take whatever approach you prefer. Lastly when deciding on an obituary template make certain that you have the essential software for particular design.